From the founder of American exceptionalism, some timely words on lending:
Question: What rule must we observe in lending?
Answer: Thou must observe whether thy brother hath present or probable or possible means of repaying thee, if there be none of those, thou must give him according to his necessity, rather then lend him as he requires (requests). If he hath present means of repaying thee, thou art to look at him not as an act of mercy, but by way of commerce, wherein thou art to walk by the rule of justice; but if his means of repaying thee be only probable or possible, then he is an object of thy mercy, thou must lend him, though there be danger of losing it. (Deut. 15:7-8): “If any of thy brethren be poor … thou shalt lend him sufficient.” That men might not shift off this duty by the apparent hazard, He tells them that though the year of Jubilee were at hand (when he must remit it, if he were not able to repay it before), yet he must lend him, and that cheerfully. It may not grieve thee to give him, saith He. And because some might object, why so I should soon impoverish myself and my family, he adds, with all thy work, etc., for our Savior said (Matt. 5:42), “From him that would borrow of thee turn not away.”